Budgeting 101:
Make Your Dreams Come True

This FREE series is organized by Women United. All community members are welcome!

Budgeting allows you the freedom to spend money on things that are important to you while helping you achieve your financial goals.

This course will teach how to live a life with more financial freedom through learning all the basics of budgeting.

After going through the course, students will have the confidence to start their budget, update it along the way, and make it better over time so they can enjoy life while still accomplishing financial goals.

The program consists of three evening classes; childcare and a meal will be provided at each class.

We hold classes in Steamboat, Hayden, and Craig throughout the year!

Craig Location

When: April 24th, May 1st, and May 8th / 6:00 PM – 7:30 PM / Dinner at 5:30 PM

Where: Craig Chamber of Commerce 775 Yampa Avenue, Craig, Colorado

Instructors: WU’s Budgeting 101: Make Your Dreams Come True will be led by Scott Ford, who has taught financial literacy courses for the past 10 years to over 600 students. Matt Stonehill will collaboratively instruct the class with Scott Ford. As a part of this course, you can expect to be paired with a mentor for four months. They will be available for occasional questions, concerns, and/or for general support during and for two months after the class. You and your mentor will meet a minimum of five times.

Oak Creek Location

When: May 22nd, 29th, and June 5th / 6:15-7:45 PM / Dinner at 5:45 PM

Where: South Routt Community Center 227 Dodge Ave, Oak Creek, Colorado

Instructors: WU’s Budgeting 101: Make Your Dreams Come True will be led by Scott Ford, who has taught financial literacy courses for the past 10 years to over 600 students. Jessica Koppe will collaboratively instruct the class with Scott Ford. As a part of this course, you can expect to be paired with a mentor for four months. They will be available for occasional questions, concerns, and/or for general support during and for two months after the class. You and your mentor will meet a minimum of five times.

Please note: You will need to attend all sessions to be a participant in this program. The class size is limited to 12 to ensure your spot, sign up today!

Session 1 

Why is budgeting important; identify your “Personal ‘Why?”

Session 2

How to make a zero-based budget; things to include in your budget- expenses, savings, and debt.

Session 3 

How to make budget adjustments, plan and avoid a budget emergency; what to cut out of your budget, and how to continue the budgeting process and accomplish your financial goals!

As a part of this course, you can expect to be paired with a mentor for 2 months. They will be available for occasional questions, concerns, and/or for general support. You and your mentor will meet five times over two months.

About Scott Ford, Class Instructor

Scott has been a resident of Steamboat Spring for 30 years and has been involved in local economic development efforts for the past 25. Known widely as Steamboat Springs’ data-loving, Hawaiian shirt-wearing economist who spent six years as a member of Steamboat Springs City Council until term limited in 2019.

After leaving City Council Scott turned his attention to helping people with their personal finances. He is a Dave Ramsey trained financial coach that specializes in helping people create a plan that assists them in adopting the habit of budgeting, getting out of debt and make progress toward they money goals.

Contact Scott
Email: scottford53@gmail.com
Phone: (970) 819-9630

Meet Jess: a seasoned finance professional with over 13 years of experience in the industry. With a strong background in finance, she is passionate about empowering individuals to take control of their money through effective budgeting strategies.

Known as the puzzle master and budget-nista, she believes that understanding how your money flows and budgeting doesn’t have to equal constraint but can provide freedom and flexibility where you need it most. She is eager to share her experience and equip you with practical tools and insights to achieve your financial success.